Comments on: Tonik, Here’s What We Really Want From Our Health Insurance…

By: Sam Nam

Sam Nam — Tue, 29 Jan 2008 22:45:34 +0000

Oh, I realize i made a mistake above and I don’t want to give out bad information. Stop-Loss limit is the name for a different provision. But there is a cap limit to what insurance will pay.

To Andrew:
I use Nucleus, but I should use Word Press.

By: Sam Nam

Sam Nam — Tue, 29 Jan 2008 19:45:34 +0000

Oh, I realize i made a mistake above and I don't want to give out bad information. Stop-Loss limit is the name for a different provision. But there is a cap limit to what insurance will pay.

To Andrew:
I use Nucleus, but I should use Word Press.

By: Andrew Meyer

Andrew Meyer — Tue, 29 Jan 2008 08:58:27 +0000

Sam, health insurance providers should add financial advisor coverage to their plans. For a $20 copayment of course.

By: Sam Nam

Sam Nam — Tue, 29 Jan 2008 08:49:17 +0000

Sorry, to double comment. In looking over the Tonic Plan, I can point out some various points of interest when shopping for health insurance. This is PPO by Blue Cross. In most states the Blues are technically considered not for profit. PPO vs. HMO do your research. This is a PPO that offers 42,000 doctors and 400 hospitals. Traditionally, if you go outside that network you will not be reimbursed for 100% of expenses. Usually, 80% out of network reimbursement is common. Some other factors to always consider: Stop-Loss Limit = the number at which they stop paying for stuff. The higher the better. Some are written on a per year and others on a life-time. Prescription Coverage/Cost: Mediccation is more common than any other medical treatment. These are only a few of the things to consider! Please, seek professional help if you do not understand the policy that your signing.

By: Andrew Meyer

Andrew Meyer — Tue, 29 Jan 2008 08:23:32 +0000

Jason, yeah man I just made the move a couple of months ago to my own plan. Damn, used to be so good.

Binks, hahaha that would have made this post so much easier.

Sam, true that.

By: Sam Nam

Sam Nam — Tue, 29 Jan 2008 08:19:17 +0000

Health Insurance is yet another product that I believe should be purchased through your trusted financial advisor.

By: Binks

Binks — Tue, 29 Jan 2008 08:15:52 +0000

I have a much easier solution.

I live in Canada.

By: Jason Sherwin

Jason Sherwin — Tue, 29 Jan 2008 08:05:39 +0000

I’m coming up on the cut-off from my Mom’s health insurance plan in the next couple years (she works for kaiser permanante).

I’m dreading it.

By: Andrew Meyer

Andrew Meyer — Tue, 29 Jan 2008 05:58:27 +0000

Sam, health insurance providers should add financial advisor coverage to their plans. For a $20 copayment of course.

By: Sam Nam

Sam Nam — Tue, 29 Jan 2008 05:49:17 +0000